Insurance Policy in Uganda:
It is mandatory for every company to insure their rental fleet under a policy of motor vehicle insurance (“Policy”) in order to be licensed to carry on travel or car hire business in Uganda.
An operator’s insurance policy may cater for only the vehicles, head-on collision and theft for a vehicle, and not personal life insurance for the occupant. So in such a scenario, we advise you to arrange for your life insurance in your home country before you travel.
However, it should be noted that insurance may not cover any damages resulting from negligence, such as driving under the influence of alcohol, wheels or rims, cigarette burns (all our vehicles are non-smoking), punctures, damage to radio covers, badges, among others. As a result, we advise that:
- Immediately report to the police if another party‘s guilt is to be ascertained or if any person is injured.
- Clients are entitled to getting a police report and writing a police statement when involved in an accident, since all insurance companies base their decisions on a police statement to make any necessary compensation. So without this letter from the police, the client is bound to meet all the expenses involved.
- The excess insurance charged by the company will vary depending on the car type. For instance, the Toyota Rav4 attracts USD 300 and the Land Cruiser Prado attracts USD 500, depending on the assessed damage.
- The client (renting the car) will comply with the terms and conditions of the insurance policy and pay the Uganda car rental company any excess in the event of a claim. Note that Afrik-Trek car rental company is not providing insurance services to the client. They only manage the insurance provided under the policy. The car rental company reserves the right to determine whether or not to claim under the policy. In the event of damage to the vehicle, the client agrees to immediately contact and solely deal with the car rental company.
- The client will not be covered under any policy (and therefore is personally liable for all damages) where they are 100% responsible.
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Rent a Land Cruiser Prado TX in Uganda with a comprehensive insurance. Available for self-drive and good for off-road experience such as game drives.